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Ever wonder what kind of information you'll need
for a loan application?
Print out the handy checklist below!
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Employer's verification address, contact phone number for
personnel for both Borrower.and Co-Borrower.
The lender
needs to verify the last two years employment. |
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Copy of Borrower's and Co-borrower's
last two years W-2s. |
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For self-employed, a Year-To-Date signed Profit &
Loss Statement and current balance sheet. Copies of Federal
Tax Returns for the last two years including all schedules, W-2s, 1099s, etc. These
copies must be signed and dated. |
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Copy of Borrower's and Co-borrower's last 4 weeks pay
stubs. |
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Copy of Borrower's and Co-borrower's Driver's License or
photo ID and social security number. |
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Diploma or school transcripts, if you have been a student
within the last 2 years |
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Banks: Last 3 months statements (ALL pages of
statements) |
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After you purchase, verification of deposits after all funds
needed for closing are on deposit. |
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Current account statements received for all asset
accounts (savings, checking, mutual funds, stocks, bonds, IRA, 401(k), etc.) |
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After you purchase, copy of front and back of cancelled
earnest money check or copy of front of un-cancelled check and copy of bank
statements showing it cleared from your account. |
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Loans: Names, addresses account numbers, current
balance and minimum monthly payments for ALL of the following: |
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____ Installment loans |
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____ Credit cards |
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____ In-store credit cards |
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____ Student loans |
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Landlord's name, address, phone numbers for the last TWO
years. |
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If applies, ALL PAGES of divorce decrees, property
settlements, separation agreements, child support. |
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If applies, Bankruptcy papers with ALL PAGES and an explanation
of the circumstances of the bankruptcy. |
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For VA loans, an ORIGINAL copy of VA Certificate of
Eligibility. |
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Copy of Social Security award letter, if you get Social
Security. |
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For refinance loans: |
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Condos/Homeowners Association: Name, address and phone number
of your Homeowners Association. |
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Current mortgage company name, address, phone numbers and
account numbers. |
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Copy of face
page of homeowner's insurance policy. |
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FREE Online Prequalification |
